Credit scores

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Learn more about credit scores and what you can do to improve them with Tamara
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Credit score 101

Your credit score helps share an understanding of how ‘creditworthy’ you are – or how likely you are to pay off your loans on time. Your credit score is used to gauge the risk in lending you money.

With Tamara, you have the chance to boost your credit score by making your payments early or on time. And remember – a higher credit score = higher spending power with Tamara!

Unlock your financial potential

Boost your creditworthiness

Pay on time and enjoy peace of mind, increased financial flexibility AND higher spending limits with Tamara!


Increase your credit limits

Your financial reliability pays off! A stellar record of on-time payments will increase your credit score, resulting in more trust from lenders and credit limit increases.


Enjoy smoother approvals

Your positive financial behavior is always noted! Timely payment records are shared with the local credit bureau, resulting in easy, smoother financing approvals.


Late payments have an impact


Your credit score is affected

Frequent late payments have a significant negative impact on your credit score, leading to long-term consequences on your financial health.


You could be reported

Late payments are reported to your local credit bureau, and can impact your credit score and stay on your credit record for years.


Limited access to credit

A history of late payments can impact loan approval. Spending power with Tamara will be impacted, and you may be blocked from using Tamara

Got a late payment? Act now!

Complete your payment now, or add a card so payments can be automatically charged on time

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Tamara FZE, WeWork, Level 9, The Offices 4, One Central, DWTC Dubai, United Arab Emirates
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Tamara is available in Saudi Arabia, the United Arab Emirates, and Kuwait.

Tamara is available in Saudi Arabia, the United Arab Emirates, and Kuwait.

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